Home Owners Insurance?

Home Owners Insurance?

I moved to Allstate insurance in December and everything went fine. I cancelled my policy with my previous carrier and got paper work from Allstate welcoming me. It is now February and today I got a letter saying that Allstate could not insure me because of my credit report. I check my credit often and I have one deliquent payment on a credit card from 5 years ago and an account that went to collections that I disputed becasue of the amount charged which was reduced which i paid off. My credit score is 705 which is not spectacular but I havent been late on a car or mortgage payment ever and have not been late on a credit card payment since February of 2005. How can they do this when I was approved in December. Now I am without insurance. I emalied the agent. Can someone help?

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